Frequently Asked Questions

Q: What is a motor vehicle equity loan? What is a vehicle title loan? What is a no credit vehicle title loan?

A: With a quick cash car title loan you are receiving a kind of loan that uses your automobile's title as a form of security for the loan. This allows us to be secure that you intend to repay your loan as arranged in the terms and conditions. It also gives you an extremely fast way to be able to get right away without a lot of hassle. These kinds of loans may be genuine life savers for many individuals who need money fast.

Q: Will you call my company or the references I give?

A: Why we call your employer and references is so that people can verify the information you provide us. Your privacy is essential to us so we do not say what the character of the call is and keep all your information confidential. It is vital to us that you feel secure in doing business with us.

Q: Can I still use my car after I get my vehicle equity loan?

A: You definitely do get to keep your car so that you can keep on driving it. The quick funding auto title loans that we offer are created to allow you to keep driving your automobile because we know you still need to get to and from work plus look after your family. We know that you have to be able to earn money to be able to pay back your loan and that is what we would like you to be able to do.

Q: What if I want to pay off my quick money automobile title loan in less than 42 months?

A: We let you pay your loan at as fast of a rate as you wish to pay it off. We never ask you for a fee or penalty if you wish to pay your loan more quickly. You have the right to pay your loan down more quickly and we do not have confidence in penalizing individuals with fees for that.

Q: Can I still get a loan against an auto title if I have poor credit or I have had a personal bankruptcy?

A: Yes you can! Your credit may be good, bad or non-existent and even a bankruptcy is no problem because you can still get a vehicle equity loan from us easily. We can help you figure out the best terms, too. Credit rating is not even a factor in the loans we make for the reason that the value of the loan is associated with the value of your car.

Q: Now that I've been pre-approved what shall I do?

A: Next comes the part where one of our friendly customer support specialists calls you to work through the rest of your application over the phone. We work with an underwriter who takes your situation personally into account to make sure you get the loan that you should have.

Q: What do Illinois Car Title Loans accomplish?

A: We will give you fast, friendly service that is specialized in helping you get the value of your motor vehicle in a car title loan. We help you to get approved fast to enable you to have your cash quickly. We're the Cash in Just 1 Hour auto title loan provider for the state of Illinois.

Q: When is your business open?

A: We are actually open for business 24 hours a day, 7 days every week all year through. We can provide you with help over the internet, over the phone or, should you prefer, you may go to one of our shops and speak with us directly in person. Remember, any time day or night we are here to help you get the loan that you need right away.